Hurricane Irma caused massive property damage in the Naples area. Then when families were trying to put their pieces back together, insult was added to injury when their insurance company refused their claim. Sometimes, insurance companies claim a roof was damaged through wear and tear instead of the hurricane. Some homeowners have hired the services of roofing experts to carry out professional inspections, allowing them to file a lawsuit against their insurance company. One ended up pocketing over $40,000. […]
There are a lot of scams out there which you need to be careful of. Most people know how to spot the more basic scams (such as phishing emails); however, some scams can be a bit more difficult to identify. This is especially true when it comes to AOB (Assignment of Benefits) abuse, which is affecting a significant amount of homeowners throughout Florida since Hurricane Irma hit. […]
This makes it extremely difficult to contact them or have them come back to repair your roof if there is a leak down the road. Learn why you should pick a close, local roofing contractor to work with your insurance provider so you can get the best service now and down the road:
Does it […]
Will an insurance company pay for roof repair and replacement?
Insurance companies will pay for roof repairs if those repairs are necessary to mitigate further damage. They would be grateful that the insured (homeowner or property manager) exercised their fiduciary responsibility to stop further damage from running up the price of the claim. Such repairs would […]
But what if you insurance claim provider doesn’t think the estimate your roofing contractor gave is correct, and doesn’t want to pay the amount needed?
After Hurricane Irma, thousands southern Florida residents had to file insurance claims to have their roof replaced or repaired and endure the insurance process.
At Kelly Roofing, we understand that sorting through claim paperwork and repair or replacement estimates can be an exhausting, and sometimes confusing, task.
How to file an Insurance claim?
Within 24 hours of the incident, contact your insurance agent first to see what process your insurance carrier requires. Then contact your insurance company’s claims department. Explain in detail what happened. The adjuster or claims manager will advise what steps come next. Follow those steps.
What will insurance pay for?
Insurance is […]
What is fiduciary responsibility?
Fiduciary responsibility is an insured’s required actions to mitigate further damage using reasonable means necessary. If the problem is ignored the insurance company may have the right to deny coverage.
What is mitigating damage?
Mitigating damage is taking steps to stop more damage from occurring. If a leak occurs, turning off the water supply, […]