Insurance

AOB Abuse, The Government, And Your Roof

There are a lot of scams out there which you need to be careful of. Most people know how to spot the more basic scams (such as phishing emails); however, some scams can be a bit more difficult to identify. This is especially true when it comes to AOB (Assignment of Benefits) abuse, which is affecting a significant amount of homeowners throughout Florida since Hurricane Irma hit. […]

July 1st, 2019|

Identify Invisible Tile Roof Damage

However, tiles are not impervious to being lifted from high winds, and set back down in their original position. They may also shift.
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September 18th, 2018|

See How Hidden Storm Roof Damage is Uncovered

Learn how this can compromise your entire roofing system and how Kelly Roofing spots hidden storm damage:
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September 11th, 2018|

Why You Don’t Have To Get 3 Estimates

Your insurance provider may urge you to get multiple estimates from different roofing contractors.
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August 20th, 2018|

Picking The Best Roofer Is Like Picking The Best Doctor

This makes it extremely difficult to contact them or have them come back to repair your roof if there is a leak down the road. Learn why you should pick a close, local roofing contractor to work with your insurance provider so you can get the best service now and down the road:

Does it […]

July 26th, 2018|

Insurance will cover Repair AND Replacement cost!

Will an insurance company pay for roof repair and replacement?
Insurance companies will pay for roof repairs if those repairs are necessary to mitigate further damage.  They would be grateful that the insured (homeowner or property manager) exercised their fiduciary responsibility to stop further damage from running up the price of the claim. Such repairs would […]

July 12th, 2018|

How Insurance Companies Use Tortious Interference To Get Out Of Paying!

But what if you insurance claim provider doesn’t think the estimate your roofing contractor gave is correct, and doesn’t want to pay the amount needed? 

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July 5th, 2018|

How Much a Should a Roof Cost Xactimate

After Hurricane Irma, thousands southern Florida residents had to file insurance claims to have their roof replaced or repaired and endure the insurance process.
At Kelly Roofing, we understand that sorting through claim paperwork and repair or replacement estimates can be an exhausting, and sometimes confusing, task.
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June 28th, 2018|

Actual Cash Value vs. Depreciated Value

If your insurance provide has given you a check for the depreciated value of your roof, you might be worried that this amount won’t cover the cost to have your roof fixed.
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June 21st, 2018|

Don’t Get Shortchanged by Insurance on Storm Damage

How to file an Insurance claim?
Within 24 hours of the incident, contact your insurance agent first to see what process your insurance carrier requires.  Then contact your insurance company’s claims department. Explain in detail what happened. The adjuster or claims manager will advise what steps come next.  Follow those steps.
What will insurance pay for?
Insurance is […]

May 17th, 2018|

Don’t Let Your Claim Provider Hassle You After Roof Damage

What is fiduciary responsibility?
Fiduciary responsibility is an insured’s required actions to mitigate further damage using reasonable means necessary.  If the problem is ignored the insurance company may have the right to deny coverage.
What is mitigating damage?
Mitigating damage is taking steps to stop more damage from occurring.  If a leak occurs, turning off the water supply, […]

May 7th, 2018|